Call reports 2020
FIRST NATIONAL BANK OF ANDERSON, THE — 2020
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,665,000 | 199,717,000 | 201,440,000 | 200,334,000 |
| Total loans | 118,334,000 | 126,569,000 | 124,930,000 | 125,549,000 |
| Allowance for loan losses | 1,755,000 | 1,808,000 | 1,814,000 | 1,816,000 |
| Securities available for sale | 17,057,000 | 18,036,000 | 18,021,000 | 18,009,000 |
| Securities held to maturity | 2,024,000 | 23,000 | 22,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,035,000 | 178,575,000 | 177,103,000 | 179,739,000 |
| Interest-bearing deposits | 115,861,000 | 116,415,000 | 114,983,000 | 121,518,000 |
| Noninterest-bearing deposits | 50,174,000 | 62,160,000 | 62,120,000 | 58,221,000 |
| Equity capital | 20,221,000 | 20,621,000 | 20,935,000 | 20,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,911,000 | 3,887,000 | 5,595,000 | 7,275,000 |
| Interest expense | 391,000 | 740,000 | 1,049,000 | 1,339,000 |
| Net interest income | 1,520,000 | 3,147,000 | 4,546,000 | 5,936,000 |
| Noninterest income | 219,000 | 405,000 | 617,000 | 902,000 |
| Noninterest expense | 1,192,000 | 2,402,000 | 3,595,000 | 5,021,000 |
| Provision for loan losses | 60,000 | 120,000 | 120,000 | 120,000 |
| Pretax income | 489,000 | 1,033,000 | 1,452,000 | 1,700,000 |
| Income tax | 115,000 | 242,000 | 335,000 | 329,000 |
| Net income | 374,000 | 791,000 | 1,117,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,176,000 | 20,593,000 | 20,918,000 | 20,484,000 |
| Total capital | 21,674,000 | 22,185,000 | — | 22,069,000 |
| Risk-weighted assets | 119,581,000 | 127,056,000 | — | 126,475,000 |