Call reports 2019
FIRST NATIONAL BANK OF ANDERSON, THE — 2019
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 173,523,000 | 180,434,000 | 181,387,000 | 180,010,000 |
| Total loans | 125,079,000 | 122,081,000 | 119,838,000 | 121,425,000 |
| Allowance for loan losses | 1,629,000 | 1,587,000 | 1,649,000 | 1,709,000 |
| Securities available for sale | 17,314,000 | 17,642,000 | 15,704,000 | 15,736,000 |
| Securities held to maturity | 11,041,000 | 11,038,000 | 11,036,000 | 6,034,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,921,000 | 157,357,000 | 157,673,000 | 159,948,000 |
| Interest-bearing deposits | 104,499,000 | 108,619,000 | 107,958,000 | 113,539,000 |
| Noninterest-bearing deposits | 46,422,000 | 48,739,000 | 49,715,000 | 46,409,000 |
| Equity capital | 19,228,000 | 19,816,000 | 20,304,000 | 19,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,971,000 | 3,974,000 | 6,008,000 | 7,989,000 |
| Interest expense | 344,000 | 741,000 | 1,163,000 | 1,569,000 |
| Net interest income | 1,627,000 | 3,233,000 | 4,845,000 | 6,420,000 |
| Noninterest income | 231,000 | 437,000 | 658,000 | 943,000 |
| Noninterest expense | 1,174,000 | 2,497,000 | 3,699,000 | 5,181,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 624,000 | 1,055,000 | 1,628,000 | 1,948,000 |
| Income tax | 144,000 | 247,000 | 380,000 | 384,000 |
| Net income | 480,000 | 808,000 | 1,248,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,567,000 | 19,896,000 | 20,336,000 | 19,802,000 |
| Total capital | 21,122,000 | 21,465,000 | 21,884,000 | 21,354,000 |
| Risk-weighted assets | 124,319,000 | 125,464,000 | 123,739,000 | 124,035,000 |