Call reports 2018
FIRST NATIONAL BANK OF ANDERSON, THE — 2018
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 179,772,000 | 172,962,000 | 172,169,000 | 171,181,000 |
| Total loans | 116,097,000 | 115,463,000 | 119,666,000 | 123,519,000 |
| Allowance for loan losses | 1,457,000 | 1,476,000 | 1,569,000 | 1,595,000 |
| Securities available for sale | 16,931,000 | 16,956,000 | 16,965,000 | 17,142,000 |
| Securities held to maturity | 11,067,000 | 11,061,000 | 11,054,000 | 11,050,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,508,000 | 154,195,000 | 152,856,000 | 152,351,000 |
| Interest-bearing deposits | 110,789,000 | 106,001,000 | 101,896,000 | 106,291,000 |
| Noninterest-bearing deposits | 50,719,000 | 48,194,000 | 50,960,000 | 46,060,000 |
| Equity capital | 17,976,000 | 18,415,000 | 18,855,000 | 18,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,841,000 | 3,708,000 | 5,608,000 | 7,561,000 |
| Interest expense | 199,000 | 414,000 | 664,000 | 964,000 |
| Net interest income | 1,642,000 | 3,294,000 | 4,944,000 | 6,597,000 |
| Noninterest income | 231,000 | 441,000 | 656,000 | 941,000 |
| Noninterest expense | 1,167,000 | 2,347,000 | 3,512,000 | 5,108,000 |
| Provision for loan losses | 90,000 | 210,000 | 330,000 | 400,000 |
| Pretax income | 618,000 | 1,181,000 | 1,761,000 | 2,033,000 |
| Income tax | 149,000 | 292,000 | 439,000 | 353,000 |
| Net income | 469,000 | 889,000 | 1,322,000 | 1,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,618,000 | 19,038,000 | 19,471,000 | 19,087,000 |
| Total capital | 20,075,000 | 20,512,000 | 20,985,000 | 20,633,000 |
| Risk-weighted assets | 123,378,000 | 119,432,000 | 120,958,000 | 123,656,000 |