Call reports 2017
FIRST NATIONAL BANK OF ANDERSON, THE — 2017
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 163,756,000 | 166,611,000 | 172,043,000 | 183,405,000 |
| Total loans | 103,277,000 | 109,137,000 | 107,586,000 | 114,261,000 |
| Allowance for loan losses | 1,340,000 | 1,356,000 | 1,396,000 | 1,373,000 |
| Securities available for sale | 19,251,000 | 19,548,000 | 17,544,000 | 17,233,000 |
| Securities held to maturity | 11,119,000 | 11,107,000 | 11,097,000 | 11,090,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,939,000 | 148,188,000 | 153,240,000 | 165,545,000 |
| Interest-bearing deposits | 99,180,000 | 100,752,000 | 101,828,000 | 110,500,000 |
| Noninterest-bearing deposits | 46,759,000 | 47,436,000 | 51,412,000 | 55,045,000 |
| Equity capital | 17,504,000 | 18,054,000 | 18,390,000 | 17,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,576,000 | 3,230,000 | 4,926,000 | 6,694,000 |
| Interest expense | 139,000 | 280,000 | 441,000 | 620,000 |
| Net interest income | 1,437,000 | 2,950,000 | 4,485,000 | 6,074,000 |
| Noninterest income | 224,000 | 434,000 | 640,000 | 857,000 |
| Noninterest expense | 1,104,000 | 2,215,000 | 3,353,000 | 4,676,000 |
| Provision for loan losses | 20,000 | 70,000 | 130,000 | 190,000 |
| Pretax income | 537,000 | 1,099,000 | 1,643,000 | 2,069,000 |
| Income tax | 189,000 | 397,000 | 603,000 | 784,000 |
| Net income | 348,000 | 702,000 | 1,040,000 | 1,285,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,872,000 | 18,184,000 | 18,522,000 | 18,149,000 |
| Total capital | 19,212,000 | 19,540,000 | 19,918,000 | 19,522,000 |
| Risk-weighted assets | 110,128,000 | 114,492,000 | 113,654,000 | 121,631,000 |