Call reports 2016
FIRST NATIONAL BANK OF ANDERSON, THE — 2016
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 165,053,000 | 158,456,000 | 161,393,000 | 168,114,000 |
| Total loans | 86,381,000 | 90,146,000 | 92,417,000 | 96,084,000 |
| Allowance for loan losses | 1,353,000 | 1,454,000 | 1,464,000 | 1,495,000 |
| Securities available for sale | 34,938,000 | 26,741,000 | 21,765,000 | 19,187,000 |
| Securities held to maturity | 11,175,000 | 11,159,000 | 12,145,000 | 12,132,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,943,000 | 140,995,000 | 143,590,000 | 150,903,000 |
| Interest-bearing deposits | 101,435,000 | 93,627,000 | 94,825,000 | 102,438,000 |
| Noninterest-bearing deposits | 46,508,000 | 47,368,000 | 48,765,000 | 48,465,000 |
| Equity capital | 16,907,000 | 17,246,000 | 17,561,000 | 17,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 3,038,000 | 4,564,000 | 6,155,000 |
| Interest expense | 137,000 | 261,000 | 384,000 | 512,000 |
| Net interest income | 1,366,000 | 2,777,000 | 4,180,000 | 5,643,000 |
| Noninterest income | 199,000 | 413,000 | 648,000 | 939,000 |
| Noninterest expense | 1,045,000 | 2,147,000 | 3,265,000 | 4,528,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 135,000 |
| Pretax income | 475,000 | 953,000 | 1,428,000 | 1,919,000 |
| Income tax | 178,000 | 356,000 | 533,000 | 620,000 |
| Net income | 297,000 | 597,000 | 895,000 | 1,299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,948,000 | 17,248,000 | 17,575,000 | 17,482,000 |
| Total capital | 18,149,000 | 18,482,000 | 18,843,000 | 18,795,000 |
| Risk-weighted assets | 95,997,000 | 98,353,000 | 101,244,000 | 104,820,000 |