Call reports 2015
FIRST NATIONAL BANK OF ANDERSON, THE — 2015
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 175,637,000 | 171,900,000 | 169,685,000 | 177,239,000 |
| Total loans | 86,277,000 | 89,227,000 | 88,418,000 | 86,525,000 |
| Allowance for loan losses | 1,363,000 | 1,295,000 | 1,381,000 | 1,348,000 |
| Securities available for sale | 34,289,000 | 34,215,000 | 32,807,000 | 32,634,000 |
| Securities held to maturity | 12,256,000 | 12,233,000 | 10,212,000 | 10,192,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,514,000 | 155,678,000 | 152,663,000 | 160,740,000 |
| Interest-bearing deposits | 114,109,000 | 110,397,000 | 105,642,000 | 110,615,000 |
| Noninterest-bearing deposits | 45,405,000 | 45,281,000 | 47,021,000 | 50,125,000 |
| Equity capital | 15,707,000 | 15,966,000 | 16,682,000 | 16,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 2,966,000 | 4,514,000 | 5,995,000 |
| Interest expense | 171,000 | 340,000 | 504,000 | 652,000 |
| Net interest income | 1,293,000 | 2,626,000 | 4,010,000 | 5,343,000 |
| Noninterest income | 219,000 | 444,000 | 671,000 | 973,000 |
| Noninterest expense | 1,025,000 | 2,050,000 | 3,100,000 | 4,319,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 442,000 | 930,000 | 1,446,000 | 1,817,000 |
| Income tax | 166,000 | 347,000 | 537,000 | 602,000 |
| Net income | 276,000 | 583,000 | 909,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,177,000 | 16,484,000 | 16,554,000 | 16,652,000 |
| Total capital | 17,371,000 | 17,694,000 | 17,771,000 | 17,870,000 |
| Risk-weighted assets | 95,412,000 | 96,690,000 | 97,207,000 | 97,372,000 |