Call reports 2014
FIRST NATIONAL BANK OF ANDERSON, THE — 2014
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 155,556,000 | 166,146,000 | 166,784,000 | 173,103,000 |
| Total loans | 92,905,000 | 86,850,000 | 85,498,000 | 84,380,000 |
| Allowance for loan losses | 1,499,000 | 1,497,000 | 1,470,000 | 1,433,000 |
| Securities available for sale | 36,958,000 | 37,173,000 | 37,242,000 | 35,653,000 |
| Securities held to maturity | 372,000 | 2,331,000 | 4,305,000 | 6,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,131,000 | 151,289,000 | 151,513,000 | 157,874,000 |
| Interest-bearing deposits | 102,983,000 | 109,551,000 | 108,784,000 | 112,910,000 |
| Noninterest-bearing deposits | 38,148,000 | 41,738,000 | 42,729,000 | 44,964,000 |
| Equity capital | 14,088,000 | 14,506,000 | 14,886,000 | 15,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,495,000 | 2,984,000 | 4,446,000 | 5,916,000 |
| Interest expense | 171,000 | 345,000 | 518,000 | 688,000 |
| Net interest income | 1,324,000 | 2,639,000 | 3,928,000 | 5,228,000 |
| Noninterest income | 232,000 | 460,000 | 691,000 | 990,000 |
| Noninterest expense | 1,003,000 | 2,098,000 | 3,110,000 | 4,290,000 |
| Provision for loan losses | 60,000 | 80,000 | 80,000 | 80,000 |
| Pretax income | 493,000 | 921,000 | 1,429,000 | 1,848,000 |
| Income tax | 182,000 | 334,000 | 507,000 | 607,000 |
| Net income | 311,000 | 587,000 | 922,000 | 1,241,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,435,000 | 15,711,000 | 16,046,000 | 15,901,000 |
| Total capital | 16,790,000 | 16,895,000 | 17,210,000 | 17,072,000 |
| Risk-weighted assets | 108,249,000 | 94,333,000 | 92,796,000 | 93,402,000 |