Call reports 2013
FIRST NATIONAL BANK OF ANDERSON, THE — 2013
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 149,083,000 | 150,426,000 | 154,249,000 | 157,750,000 |
| Total loans | 92,166,000 | 88,848,000 | 91,787,000 | 92,162,000 |
| Allowance for loan losses | 1,463,000 | 1,499,000 | 1,511,000 | 1,441,000 |
| Securities available for sale | 30,619,000 | 32,660,000 | 38,394,000 | 35,983,000 |
| Securities held to maturity | 562,000 | 504,000 | 445,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,398,000 | 136,406,000 | 140,146,000 | 144,175,000 |
| Interest-bearing deposits | 97,517,000 | 100,621,000 | 101,174,000 | 104,291,000 |
| Noninterest-bearing deposits | 36,881,000 | 35,785,000 | 38,972,000 | 39,884,000 |
| Equity capital | 14,133,000 | 13,329,000 | 13,494,000 | 13,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,453,000 | 2,916,000 | 4,443,000 | 5,968,000 |
| Interest expense | 180,000 | 355,000 | 534,000 | 713,000 |
| Net interest income | 1,273,000 | 2,561,000 | 3,909,000 | 5,255,000 |
| Noninterest income | 264,000 | 728,000 | 958,000 | 1,223,000 |
| Noninterest expense | 947,000 | 1,870,000 | 2,841,000 | 3,966,000 |
| Provision for loan losses | 90,000 | 160,000 | 220,000 | 280,000 |
| Pretax income | 500,000 | 1,278,000 | 1,825,000 | 2,247,000 |
| Income tax | 200,000 | 489,000 | 695,000 | 743,000 |
| Net income | 300,000 | 789,000 | 1,130,000 | 1,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,384,000 | 14,873,000 | 15,214,000 | 15,124,000 |
| Total capital | 15,676,000 | 16,164,000 | 16,564,000 | 16,479,000 |
| Risk-weighted assets | 102,415,000 | 102,284,000 | 107,074,000 | 108,296,000 |