Call reports 2012
FIRST NATIONAL BANK OF ANDERSON, THE — 2012
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 143,811,000 | 142,589,000 | 142,415,000 | 149,619,000 |
| Total loans | 87,003,000 | 89,262,000 | 92,731,000 | 90,167,000 |
| Allowance for loan losses | 1,477,000 | 1,517,000 | 1,376,000 | 1,393,000 |
| Securities available for sale | 33,808,000 | 30,117,000 | 17,990,000 | 26,888,000 |
| Securities held to maturity | 861,000 | 777,000 | 702,000 | 623,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,719,000 | 128,056,000 | 127,644,000 | 135,149,000 |
| Interest-bearing deposits | 96,251,000 | 95,837,000 | 92,637,000 | 97,285,000 |
| Noninterest-bearing deposits | 33,468,000 | 32,219,000 | 35,007,000 | 37,864,000 |
| Equity capital | 13,439,000 | 13,979,000 | 14,194,000 | 14,010,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,957,000 | 4,399,000 | 5,869,000 |
| Interest expense | 209,000 | 414,000 | 603,000 | 776,000 |
| Net interest income | 1,241,000 | 2,543,000 | 3,796,000 | 5,093,000 |
| Noninterest income | 262,000 | 511,000 | 760,000 | 1,047,000 |
| Noninterest expense | 927,000 | 1,878,000 | 2,882,000 | 4,014,000 |
| Provision for loan losses | 60,000 | 120,000 | 200,000 | 290,000 |
| Pretax income | 588,000 | 1,128,000 | 1,623,000 | 1,985,000 |
| Income tax | 220,000 | 424,000 | 620,000 | 635,000 |
| Net income | 368,000 | 704,000 | 1,003,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,566,000 | 13,902,000 | 14,201,000 | 14,084,000 |
| Total capital | 14,811,000 | 15,144,000 | 15,439,000 | 15,344,000 |
| Risk-weighted assets | 98,633,000 | 98,313,000 | 98,136,000 | 99,938,000 |