Call reports 2011
FIRST NATIONAL BANK OF ANDERSON, THE — 2011
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 139,075,000 | 138,824,000 | 139,819,000 | 140,101,000 |
| Total loans | 82,567,000 | 85,721,000 | 85,221,000 | 86,263,000 |
| Allowance for loan losses | 1,378,000 | 1,363,000 | 1,311,000 | 1,413,000 |
| Securities available for sale | 29,607,000 | 30,025,000 | 30,232,000 | 30,150,000 |
| Securities held to maturity | 1,261,000 | 1,149,000 | 1,044,000 | 944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,454,000 | 125,145,000 | 125,673,000 | 126,387,000 |
| Interest-bearing deposits | 96,482,000 | 94,482,000 | 93,564,000 | 93,608,000 |
| Noninterest-bearing deposits | 28,972,000 | 30,663,000 | 32,109,000 | 32,779,000 |
| Equity capital | 12,430,000 | 13,007,000 | 13,487,000 | 13,300,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,417,000 | 2,868,000 | 4,333,000 | 5,762,000 |
| Interest expense | 285,000 | 547,000 | 777,000 | 987,000 |
| Net interest income | 1,132,000 | 2,321,000 | 3,556,000 | 4,775,000 |
| Noninterest income | 283,000 | 566,000 | 847,000 | 1,191,000 |
| Noninterest expense | 893,000 | 1,817,000 | 2,723,000 | 3,744,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 340,000 |
| Pretax income | 462,000 | 950,000 | 1,500,000 | 1,882,000 |
| Income tax | 178,000 | 364,000 | 571,000 | 621,000 |
| Net income | 284,000 | 586,000 | 929,000 | 1,261,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,686,000 | 12,987,000 | 13,330,000 | 13,198,000 |
| Total capital | 13,742,000 | 14,194,000 | 14,548,000 | 14,299,000 |
| Risk-weighted assets | 93,011,000 | 95,627,000 | 96,582,000 | 87,022,000 |