Call reports 2010
FIRST NATIONAL BANK OF ANDERSON, THE — 2010
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,503,000 | 128,807,000 | 133,116,000 | 141,752,000 |
| Total loans | 79,608,000 | 82,500,000 | 83,960,000 | 83,852,000 |
| Allowance for loan losses | 1,122,000 | 1,149,000 | 1,169,000 | 1,314,000 |
| Securities available for sale | 20,045,000 | 18,021,000 | 16,023,000 | 20,676,000 |
| Securities held to maturity | 1,852,000 | 1,706,000 | 1,546,000 | 1,394,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,332,000 | 115,522,000 | 119,464,000 | 128,348,000 |
| Interest-bearing deposits | 90,890,000 | 89,275,000 | 90,093,000 | 98,155,000 |
| Noninterest-bearing deposits | 26,442,000 | 26,247,000 | 29,371,000 | 30,193,000 |
| Equity capital | 11,913,000 | 12,123,000 | 12,389,000 | 12,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,359,000 | 2,748,000 | 4,150,000 | 5,571,000 |
| Interest expense | 362,000 | 689,000 | 1,005,000 | 1,315,000 |
| Net interest income | 997,000 | 2,059,000 | 3,145,000 | 4,256,000 |
| Noninterest income | 228,000 | 481,000 | 752,000 | 1,068,000 |
| Noninterest expense | 899,000 | 1,781,000 | 2,650,000 | 3,649,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 365,000 |
| Pretax income | 266,000 | 639,000 | 1,067,000 | 1,310,000 |
| Income tax | 111,000 | 258,000 | 424,000 | 427,000 |
| Net income | 155,000 | 381,000 | 643,000 | 883,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,883,000 | 12,109,000 | 12,371,000 | 12,402,000 |
| Total capital | 12,919,000 | 13,162,000 | 13,496,000 | 13,565,000 |
| Risk-weighted assets | 82,061,000 | 83,390,000 | 89,179,000 | 92,152,000 |