Call reports 2009
FIRST NATIONAL BANK OF ANDERSON, THE — 2009
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,869,000 | 124,772,000 | 130,972,000 | 132,914,000 |
| Total loans | 63,452,000 | 67,827,000 | 74,362,000 | 77,431,000 |
| Allowance for loan losses | 1,056,000 | 1,078,000 | 1,025,000 | 1,102,000 |
| Securities available for sale | 29,368,000 | 27,064,000 | 18,090,000 | 21,000,000 |
| Securities held to maturity | 2,844,000 | 2,587,000 | 2,359,000 | 2,107,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,973,000 | 111,909,000 | 117,835,000 | 119,977,000 |
| Interest-bearing deposits | 88,390,000 | 85,957,000 | 91,111,000 | 94,124,000 |
| Noninterest-bearing deposits | 26,583,000 | 25,952,000 | 26,724,000 | 25,853,000 |
| Equity capital | 11,600,000 | 11,575,000 | 11,775,000 | 11,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,684,000 | 4,083,000 | 5,480,000 |
| Interest expense | 420,000 | 830,000 | 1,226,000 | 1,622,000 |
| Net interest income | 887,000 | 1,854,000 | 2,857,000 | 3,858,000 |
| Noninterest income | 325,000 | 492,000 | 721,000 | 980,000 |
| Noninterest expense | 808,000 | 1,625,000 | 2,510,000 | 3,545,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 225,000 |
| Pretax income | 362,000 | 689,000 | 991,000 | 1,210,000 |
| Income tax | 104,000 | 242,000 | 360,000 | 362,000 |
| Net income | 258,000 | 447,000 | 631,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,344,000 | 11,533,000 | 11,716,000 | 11,728,000 |
| Total capital | 12,227,000 | 12,449,000 | 12,702,000 | 12,750,000 |
| Risk-weighted assets | 69,680,000 | 72,377,000 | 78,114,000 | 80,898,000 |