Call reports 2007
FIRST NATIONAL BANK OF ANDERSON, THE — 2007
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 108,859,000 | 108,927,000 | 109,316,000 | 112,787,000 |
| Total loans | 52,820,000 | 51,551,000 | 52,923,000 | 55,083,000 |
| Allowance for loan losses | 867,000 | 923,000 | 967,000 | 942,000 |
| Securities available for sale | 25,034,000 | 25,441,000 | 31,078,000 | 31,079,000 |
| Securities held to maturity | 6,178,000 | 5,840,000 | 5,500,000 | 5,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,941,000 | 97,752,000 | 97,568,000 | 101,365,000 |
| Interest-bearing deposits | 76,248,000 | 74,936,000 | 75,484,000 | 76,358,000 |
| Noninterest-bearing deposits | 21,693,000 | 22,816,000 | 22,084,000 | 25,007,000 |
| Equity capital | 9,997,000 | 10,281,000 | 10,728,000 | 10,464,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,648,000 | 3,321,000 | 5,019,000 | 6,715,000 |
| Interest expense | 650,000 | 1,351,000 | 2,045,000 | 2,746,000 |
| Net interest income | 998,000 | 1,970,000 | 2,974,000 | 3,969,000 |
| Noninterest income | 129,000 | 329,000 | 523,000 | 756,000 |
| Noninterest expense | 521,000 | 1,095,000 | 1,686,000 | 2,583,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 571,000 | 1,126,000 | 1,688,000 | 1,987,000 |
| Income tax | 209,000 | 419,000 | 625,000 | 658,000 |
| Net income | 362,000 | 707,000 | 1,063,000 | 1,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,060,000 | 10,404,000 | 10,760,000 | 10,410,000 |
| Total capital | 10,788,000 | 11,115,000 | 11,483,000 | 11,164,000 |
| Risk-weighted assets | 57,338,000 | 55,899,000 | 56,817,000 | 59,374,000 |