Call reports 2006
FIRST NATIONAL BANK OF ANDERSON, THE — 2006
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 95,829,000 | 95,994,000 | 98,045,000 | 98,971,000 |
| Total loans | 53,156,000 | 51,698,000 | 51,421,000 | 52,735,000 |
| Allowance for loan losses | 1,006,000 | 1,055,000 | 929,000 | 948,000 |
| Securities available for sale | 18,286,000 | 19,263,000 | 21,384,000 | 20,580,000 |
| Securities held to maturity | 4,585,000 | 5,192,000 | 5,663,000 | 5,417,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,158,000 | 85,880,000 | 87,379,000 | 88,745,000 |
| Interest-bearing deposits | 64,407,000 | 65,190,000 | 64,528,000 | 66,697,000 |
| Noninterest-bearing deposits | 21,751,000 | 20,690,000 | 22,851,000 | 22,048,000 |
| Equity capital | 9,027,000 | 9,409,000 | 9,883,000 | 9,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,325,000 | 2,756,000 | 4,215,000 | 5,754,000 |
| Interest expense | 419,000 | 875,000 | 1,393,000 | 1,948,000 |
| Net interest income | 906,000 | 1,881,000 | 2,822,000 | 3,806,000 |
| Noninterest income | 176,000 | 387,000 | 583,000 | 791,000 |
| Noninterest expense | 479,000 | 1,002,000 | 1,516,000 | 2,167,000 |
| Provision for loan losses | 45,000 | 90,000 | 120,000 | 250,000 |
| Pretax income | 558,000 | 1,176,000 | 1,769,000 | 2,183,000 |
| Income tax | 205,000 | 430,000 | 642,000 | 726,000 |
| Net income | 353,000 | 746,000 | 1,127,000 | 1,457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,229,000 | 9,621,000 | 10,003,000 | 9,697,000 |
| Total capital | 9,990,000 | 10,366,000 | 10,705,000 | 10,405,000 |
| Risk-weighted assets | 59,850,000 | 58,563,000 | 55,175,000 | 55,606,000 |