Call reports 2003
FIRST NATIONAL BANK OF ANDERSON, THE — 2003
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,327,000 | 76,856,000 | 76,499,000 | 75,666,000 |
| Total loans | 43,448,000 | 44,874,000 | 44,572,000 | 45,809,000 |
| Allowance for loan losses | 752,000 | 797,000 | 752,000 | 768,000 |
| Securities available for sale | 14,352,000 | 12,351,000 | 11,211,000 | 17,165,000 |
| Securities held to maturity | 5,703,000 | 5,148,000 | 4,272,000 | 3,973,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,511,000 | 68,905,000 | 68,383,000 | 67,789,000 |
| Interest-bearing deposits | 54,105,000 | 51,508,000 | 51,693,000 | 51,324,000 |
| Noninterest-bearing deposits | 15,406,000 | 17,397,000 | 16,690,000 | 16,465,000 |
| Equity capital | 7,472,000 | 7,727,000 | 7,885,000 | 7,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 1,993,000 | 2,950,000 | 3,917,000 |
| Interest expense | 211,000 | 410,000 | 590,000 | 764,000 |
| Net interest income | 806,000 | 1,583,000 | 2,360,000 | 3,153,000 |
| Noninterest income | 145,000 | 299,000 | 472,000 | 682,000 |
| Noninterest expense | 476,000 | 976,000 | 1,502,000 | 2,131,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 227,000 |
| Pretax income | 424,000 | 804,000 | 1,181,000 | 1,480,000 |
| Income tax | 160,000 | 306,000 | 451,000 | 488,000 |
| Net income | 264,000 | 498,000 | 730,000 | 992,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,359,000 | 7,594,000 | 7,825,000 | 7,624,000 |
| Total capital | 7,963,000 | 8,210,000 | 8,437,000 | 8,248,000 |
| Risk-weighted assets | 48,198,000 | 49,104,000 | 48,853,000 | 49,809,000 |