Call reports 2002
FIRST NATIONAL BANK OF ANDERSON, THE — 2002
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 74,014,000 | 72,374,000 | 71,143,000 | 71,245,000 |
| Total loans | 39,570,000 | 40,334,000 | 41,224,000 | 42,016,000 |
| Allowance for loan losses | 778,000 | 783,000 | 787,000 | 731,000 |
| Securities available for sale | 14,451,000 | 15,644,000 | 13,737,000 | 12,787,000 |
| Securities held to maturity | 5,681,000 | 5,099,000 | 4,523,000 | 4,088,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,927,000 | 65,006,000 | 63,446,000 | 63,862,000 |
| Interest-bearing deposits | 52,538,000 | 50,503,000 | 49,001,000 | 48,004,000 |
| Noninterest-bearing deposits | 14,389,000 | 14,503,000 | 14,445,000 | 15,858,000 |
| Equity capital | 6,793,000 | 7,176,000 | 7,488,000 | 7,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,056,000 | 2,134,000 | 3,208,000 | 4,237,000 |
| Interest expense | 313,000 | 604,000 | 860,000 | 1,084,000 |
| Net interest income | 743,000 | 1,530,000 | 2,348,000 | 3,153,000 |
| Noninterest income | 148,000 | 302,000 | 452,000 | 611,000 |
| Noninterest expense | 477,000 | 956,000 | 1,484,000 | 2,102,000 |
| Provision for loan losses | 47,000 | 98,000 | 139,000 | 236,000 |
| Pretax income | 367,000 | 778,000 | 1,177,000 | 1,426,000 |
| Income tax | 137,000 | 292,000 | 441,000 | 463,000 |
| Net income | 230,000 | 486,000 | 736,000 | 963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,825,000 | 7,082,000 | 7,332,000 | 7,095,000 |
| Total capital | 7,385,000 | 7,647,000 | 7,954,000 | 7,667,000 |
| Risk-weighted assets | 44,623,000 | 44,952,000 | 49,587,000 | 45,583,000 |