Call reports 2001
FIRST NATIONAL BANK OF ANDERSON, THE — 2001
What FIRST NATIONAL BANK OF ANDERSON, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,904,000 | 67,897,000 | 66,501,000 | 69,515,000 |
| Total loans | 39,575,000 | 40,081,000 | 38,812,000 | 38,815,000 |
| Allowance for loan losses | 372,000 | 503,000 | 513,000 | 607,000 |
| Securities available for sale | 10,074,000 | 10,579,000 | 9,637,000 | 11,041,000 |
| Securities held to maturity | 6,388,000 | 6,840,000 | 6,176,000 | 5,757,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,145,000 | 61,068,000 | 59,345,000 | 62,746,000 |
| Interest-bearing deposits | 47,731,000 | 46,631,000 | 44,933,000 | 47,242,000 |
| Noninterest-bearing deposits | 12,414,000 | 14,437,000 | 14,412,000 | 15,504,000 |
| Equity capital | 6,396,000 | 6,617,000 | 6,904,000 | 6,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,257,000 | 2,460,000 | 3,642,000 | 4,741,000 |
| Interest expense | 543,000 | 1,033,000 | 1,464,000 | 1,826,000 |
| Net interest income | 714,000 | 1,427,000 | 2,178,000 | 2,915,000 |
| Noninterest income | 150,000 | 322,000 | 477,000 | 698,000 |
| Noninterest expense | 448,000 | 946,000 | 1,428,000 | 1,988,000 |
| Provision for loan losses | 56,000 | 99,000 | 136,000 | 312,000 |
| Pretax income | 360,000 | 705,000 | 1,092,000 | 1,314,000 |
| Income tax | 136,000 | 264,000 | 404,000 | 404,000 |
| Net income | 224,000 | 441,000 | 688,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,349,000 | 6,566,000 | 6,813,000 | 6,596,000 |
| Total capital | 6,721,000 | 7,069,000 | 7,326,000 | 7,140,000 |
| Risk-weighted assets | 51,763,000 | 43,723,000 | 42,596,000 | 43,452,000 |