Call reports 2016
AMFIRST BANK — 2016
What AMFIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 249,761,000 | 253,324,000 | 255,286,000 | 260,312,000 |
| Total loans | 185,987,000 | 190,094,000 | 198,094,000 | 195,918,000 |
| Allowance for loan losses | 3,109,000 | 2,743,000 | 2,853,000 | 2,845,000 |
| Securities available for sale | 39,432,000 | 39,463,000 | 37,431,000 | 35,467,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,505,000 | 212,929,000 | 212,740,000 | 216,248,000 |
| Interest-bearing deposits | 166,292,000 | 167,524,000 | 164,842,000 | 163,687,000 |
| Noninterest-bearing deposits | 43,213,000 | 45,405,000 | 47,898,000 | 52,561,000 |
| Equity capital | 25,918,000 | 26,057,000 | 26,296,000 | 25,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,432,000 | 8,224,000 | 10,997,000 |
| Interest expense | 343,000 | 683,000 | 1,020,000 | 1,357,000 |
| Net interest income | 2,394,000 | 4,749,000 | 7,204,000 | 9,640,000 |
| Noninterest income | 195,000 | 408,000 | 628,000 | 877,000 |
| Noninterest expense | 2,001,000 | 3,980,000 | 5,933,000 | 7,767,000 |
| Provision for loan losses | 113,000 | 240,000 | 354,000 | 398,000 |
| Pretax income | 475,000 | 937,000 | 1,545,000 | 2,352,000 |
| Income tax | 17,000 | 22,000 | 31,000 | 61,000 |
| Net income | 458,000 | 915,000 | 1,514,000 | 2,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,081,000 | 25,086,000 | 25,285,000 | 25,453,000 |
| Total capital | 27,709,000 | 27,728,000 | 28,037,000 | 28,204,000 |
| Risk-weighted assets | 209,677,000 | 211,223,000 | 220,026,000 | 219,906,000 |