Call reports 2015
AMFIRST BANK — 2015
What AMFIRST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 265,276,000 | 261,729,000 | 259,162,000 | 260,988,000 |
| Total loans | 192,217,000 | 184,992,000 | 185,031,000 | 195,576,000 |
| Allowance for loan losses | 2,756,000 | 2,740,000 | 2,899,000 | 3,000,000 |
| Securities available for sale | 35,421,000 | 39,301,000 | 40,575,000 | 39,601,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,945,000 | 223,043,000 | 219,946,000 | 220,243,000 |
| Interest-bearing deposits | 179,480,000 | 172,733,000 | 176,370,000 | 171,516,000 |
| Noninterest-bearing deposits | 46,465,000 | 50,310,000 | 43,576,000 | 48,727,000 |
| Equity capital | 25,386,000 | 24,935,000 | 25,394,000 | 25,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,737,000 | 5,447,000 | 8,139,000 | 10,918,000 |
| Interest expense | 350,000 | 692,000 | 1,043,000 | 1,396,000 |
| Net interest income | 2,387,000 | 4,755,000 | 7,096,000 | 9,522,000 |
| Noninterest income | 222,000 | 409,000 | 613,000 | 970,000 |
| Noninterest expense | 1,902,000 | 3,925,000 | 5,791,000 | 7,849,000 |
| Provision for loan losses | 109,000 | 214,000 | 334,000 | 465,000 |
| Pretax income | 598,000 | 1,025,000 | 1,590,000 | 2,184,000 |
| Income tax | 11,000 | 17,000 | 21,000 | 44,000 |
| Net income | 587,000 | 1,008,000 | 1,569,000 | 2,140,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,668,000 | 24,540,000 | 24,750,000 | 24,972,000 |
| Total capital | 27,321,000 | 27,156,000 | 27,362,000 | 27,657,000 |
| Risk-weighted assets | 212,131,000 | 209,124,000 | 208,642,000 | 214,419,000 |