Call reports 2014
AMFIRST BANK — 2014
What AMFIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 243,132,000 | 244,061,000 | 250,337,000 | 263,049,000 |
| Total loans | 179,156,000 | 178,680,000 | 183,426,000 | 203,050,000 |
| Allowance for loan losses | 2,553,000 | 2,750,000 | 2,917,000 | 2,845,000 |
| Securities available for sale | 39,254,000 | 38,714,000 | 37,979,000 | 37,430,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,823,000 | 205,466,000 | 211,630,000 | 208,463,000 |
| Interest-bearing deposits | 165,261,000 | 163,937,000 | 164,752,000 | 165,048,000 |
| Noninterest-bearing deposits | 39,562,000 | 41,529,000 | 46,878,000 | 43,415,000 |
| Equity capital | 24,285,000 | 24,349,000 | 24,559,000 | 24,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,663,000 | 5,429,000 | 8,164,000 | 10,962,000 |
| Interest expense | 309,000 | 627,000 | 958,000 | 1,264,000 |
| Net interest income | 2,354,000 | 4,802,000 | 7,206,000 | 9,698,000 |
| Noninterest income | 219,000 | 434,000 | 709,000 | 936,000 |
| Noninterest expense | 1,959,000 | 3,925,000 | 5,905,000 | 7,780,000 |
| Provision for loan losses | 114,000 | 231,000 | 395,000 | 562,000 |
| Pretax income | 500,000 | 1,080,000 | 1,615,000 | 2,292,000 |
| Income tax | 15,000 | 29,000 | 38,000 | 48,000 |
| Net income | 485,000 | 1,051,000 | 1,577,000 | 2,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,273,000 | 24,088,000 | 24,215,000 | 24,382,000 |
| Total capital | 26,616,000 | 26,406,000 | 26,573,000 | 26,959,000 |
| Risk-weighted assets | 187,126,000 | 184,897,000 | 187,968,000 | 205,818,000 |