Call reports 2013
AMFIRST BANK — 2013
What AMFIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 242,276,000 | 244,529,000 | 243,718,000 | 249,748,000 |
| Total loans | 165,643,000 | 168,816,000 | 174,537,000 | 183,405,000 |
| Allowance for loan losses | 3,022,000 | 2,946,000 | 2,797,000 | 2,801,000 |
| Securities available for sale | 34,884,000 | 41,294,000 | 40,799,000 | 39,793,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,141,000 | 208,824,000 | 205,345,000 | 208,794,000 |
| Interest-bearing deposits | 171,486,000 | 167,732,000 | 167,776,000 | 165,923,000 |
| Noninterest-bearing deposits | 37,655,000 | 41,092,000 | 37,569,000 | 42,871,000 |
| Equity capital | 24,636,000 | 23,253,000 | 23,474,000 | 23,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,613,000 | 5,251,000 | 7,923,000 | 10,742,000 |
| Interest expense | 339,000 | 701,000 | 1,036,000 | 1,389,000 |
| Net interest income | 2,274,000 | 4,550,000 | 6,887,000 | 9,353,000 |
| Noninterest income | 278,000 | 436,000 | 679,000 | 1,253,000 |
| Noninterest expense | 1,874,000 | 3,794,000 | 5,720,000 | 7,605,000 |
| Provision for loan losses | 102,000 | 205,000 | 304,000 | 415,000 |
| Pretax income | 576,000 | 987,000 | 1,557,000 | 2,601,000 |
| Income tax | 15,000 | 15,000 | 32,000 | 43,000 |
| Net income | 561,000 | 972,000 | 1,525,000 | 2,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,690,000 | 23,427,000 | 23,655,000 | 24,187,000 |
| Total capital | 25,924,000 | 25,688,000 | 25,936,000 | 26,566,000 |
| Risk-weighted assets | 177,859,000 | 180,134,000 | 181,891,000 | 189,854,000 |