Call reports 2012
AMFIRST BANK — 2012
What AMFIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 242,714,000 | 232,963,000 | 230,086,000 | 237,469,000 |
| Total loans | 165,605,000 | 163,075,000 | 172,642,000 | 171,972,000 |
| Allowance for loan losses | 3,198,000 | 3,217,000 | 3,065,000 | 2,928,000 |
| Securities available for sale | 31,848,000 | 36,076,000 | 32,950,000 | 31,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,330,000 | 202,767,000 | 199,657,000 | 204,000,000 |
| Interest-bearing deposits | 173,829,000 | 167,216,000 | 164,362,000 | 163,006,000 |
| Noninterest-bearing deposits | 38,501,000 | 35,551,000 | 35,295,000 | 40,994,000 |
| Equity capital | 24,625,000 | 24,759,000 | 24,685,000 | 24,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,993,000 | 5,762,000 | 8,555,000 | 11,381,000 |
| Interest expense | 497,000 | 911,000 | 1,275,000 | 1,633,000 |
| Net interest income | 2,496,000 | 4,851,000 | 7,280,000 | 9,748,000 |
| Noninterest income | 235,000 | 461,000 | 466,000 | 712,000 |
| Noninterest expense | 1,962,000 | 4,057,000 | 5,926,000 | 7,864,000 |
| Provision for loan losses | 133,000 | 236,000 | 353,000 | 478,000 |
| Pretax income | 636,000 | 1,023,000 | 1,608,000 | 2,259,000 |
| Income tax | 13,000 | 28,000 | 42,000 | 62,000 |
| Net income | 623,000 | 995,000 | 1,566,000 | 2,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,456,000 | 23,427,000 | 23,497,000 | 23,630,000 |
| Total capital | 25,686,000 | 25,638,000 | 25,770,000 | 25,901,000 |
| Risk-weighted assets | 177,367,000 | 175,784,000 | 180,982,000 | 180,932,000 |