Call reports 2011
AMFIRST BANK — 2011
What AMFIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 255,002,000 | 242,942,000 | 242,967,000 | 248,730,000 |
| Total loans | 183,697,000 | 181,298,000 | 184,145,000 | 177,291,000 |
| Allowance for loan losses | 3,477,000 | 3,586,000 | 3,483,000 | 3,150,000 |
| Securities available for sale | 30,125,000 | 28,956,000 | 28,546,000 | 29,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,997,000 | 213,628,000 | 212,785,000 | 218,493,000 |
| Interest-bearing deposits | 192,449,000 | 185,356,000 | 183,217,000 | 179,979,000 |
| Noninterest-bearing deposits | 30,548,000 | 28,272,000 | 29,568,000 | 38,514,000 |
| Equity capital | 21,997,000 | 23,111,000 | 24,089,000 | 24,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,263,000 | 6,528,000 | 9,753,000 | 12,966,000 |
| Interest expense | 833,000 | 1,554,000 | 2,251,000 | 2,846,000 |
| Net interest income | 2,430,000 | 4,974,000 | 7,502,000 | 10,120,000 |
| Noninterest income | 123,000 | 458,000 | 606,000 | 776,000 |
| Noninterest expense | 2,033,000 | 4,060,000 | 5,874,000 | 7,795,000 |
| Provision for loan losses | 116,000 | 206,000 | 314,000 | 562,000 |
| Pretax income | 404,000 | 1,166,000 | 1,963,000 | 2,582,000 |
| Income tax | 13,000 | 27,000 | 41,000 | 56,000 |
| Net income | 391,000 | 1,139,000 | 1,922,000 | 2,526,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,308,000 | 22,057,000 | 22,840,000 | 23,233,000 |
| Total capital | 23,780,000 | 24,479,000 | 25,282,000 | 25,623,000 |
| Risk-weighted assets | 196,713,000 | 192,547,000 | 194,273,000 | 190,339,000 |