Call reports 2010
AMFIRST BANK — 2010
What AMFIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 254,083,000 | 252,015,000 | 252,294,000 | 252,447,000 |
| Total loans | 192,794,000 | 194,505,000 | 188,379,000 | 190,644,000 |
| Allowance for loan losses | 3,100,000 | 2,954,000 | 3,469,000 | 3,446,000 |
| Securities available for sale | 22,106,000 | 28,364,000 | 26,622,000 | 26,847,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 214,254,000 | 214,272,000 | 215,175,000 | 220,272,000 |
| Interest-bearing deposits | 187,530,000 | 188,080,000 | 188,084,000 | 189,055,000 |
| Noninterest-bearing deposits | 26,724,000 | 26,192,000 | 27,091,000 | 31,217,000 |
| Equity capital | 22,215,000 | 22,807,000 | 21,849,000 | 21,532,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,529,000 | 7,118,000 | 10,618,000 | 14,034,000 |
| Interest expense | 1,089,000 | 2,121,000 | 3,116,000 | 4,036,000 |
| Net interest income | 2,440,000 | 4,997,000 | 7,502,000 | 9,998,000 |
| Noninterest income | 68,000 | 303,000 | 430,000 | 317,000 |
| Noninterest expense | 2,025,000 | 4,030,000 | 6,035,000 | 8,195,000 |
| Provision for loan losses | 195,000 | 425,000 | 2,222,000 | 2,457,000 |
| Pretax income | 288,000 | 845,000 | -325,000 | -337,000 |
| Income tax | 11,000 | 24,000 | 37,000 | 0 |
| Net income | 277,000 | 821,000 | -362,000 | -337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,533,000 | 22,076,000 | 20,894,000 | 20,918,000 |
| Total capital | 24,088,000 | 24,614,000 | 23,395,000 | 23,456,000 |
| Risk-weighted assets | 203,792,000 | 202,545,000 | 199,053,000 | 202,098,000 |