Call reports 2009
AMFIRST BANK — 2009
What AMFIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 258,780,000 | 260,850,000 | 263,660,000 | 257,947,000 |
| Total loans | 206,667,000 | 199,661,000 | 206,299,000 | 199,418,000 |
| Allowance for loan losses | 2,951,000 | 2,625,000 | 3,074,000 | 3,470,000 |
| Securities available for sale | 18,839,000 | 17,853,000 | 17,901,000 | 17,363,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,073,000 | 212,026,000 | 221,024,000 | 215,939,000 |
| Interest-bearing deposits | 187,458,000 | 189,354,000 | 195,567,000 | 187,888,000 |
| Noninterest-bearing deposits | 21,615,000 | 22,672,000 | 25,457,000 | 28,051,000 |
| Equity capital | 21,384,000 | 20,228,000 | 22,279,000 | 21,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,821,000 | 7,618,000 | 11,422,000 | 15,108,000 |
| Interest expense | 1,670,000 | 3,297,000 | 4,797,000 | 5,984,000 |
| Net interest income | 2,151,000 | 4,321,000 | 6,625,000 | 9,124,000 |
| Noninterest income | 274,000 | 551,000 | 877,000 | 723,000 |
| Noninterest expense | 2,052,000 | 4,256,000 | 6,280,000 | 8,418,000 |
| Provision for loan losses | 159,000 | 1,184,000 | 2,672,000 | 3,136,000 |
| Pretax income | 214,000 | -211,000 | -1,093,000 | -1,350,000 |
| Income tax | 9,000 | 13,000 | 24,000 | 0 |
| Net income | 205,000 | -224,000 | -1,117,000 | -1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,286,000 | 19,532,000 | 21,489,000 | 21,256,000 |
| Total capital | 23,062,000 | 22,200,000 | 24,215,000 | 23,900,000 |
| Risk-weighted assets | 221,871,000 | 213,671,000 | 217,715,000 | 210,622,000 |