Call reports 2008
AMFIRST BANK — 2008
What AMFIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 228,951,000 | 239,378,000 | 251,380,000 | 250,895,000 |
| Total loans | 192,684,000 | 200,827,000 | 208,068,000 | 208,727,000 |
| Allowance for loan losses | 3,305,000 | 3,291,000 | 3,279,000 | 2,974,000 |
| Securities available for sale | 18,693,000 | 19,514,000 | 18,511,000 | 19,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,738,000 | 181,329,000 | 205,995,000 | 204,600,000 |
| Interest-bearing deposits | 149,817,000 | 157,246,000 | 183,611,000 | 179,629,000 |
| Noninterest-bearing deposits | 27,921,000 | 24,083,000 | 22,384,000 | 24,971,000 |
| Equity capital | 20,754,000 | 20,514,000 | 21,164,000 | 21,551,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,983,000 | 7,765,000 | 11,572,000 | 15,473,000 |
| Interest expense | 1,838,000 | 3,581,000 | 5,281,000 | 7,163,000 |
| Net interest income | 2,145,000 | 4,184,000 | 6,291,000 | 8,310,000 |
| Noninterest income | 352,000 | 613,000 | 887,000 | 1,139,000 |
| Noninterest expense | 1,828,000 | 3,631,000 | 5,479,000 | 7,835,000 |
| Provision for loan losses | 429,000 | 559,000 | 636,000 | 649,000 |
| Pretax income | 240,000 | 607,000 | 1,091,000 | 993,000 |
| Income tax | 11,000 | 23,000 | 35,000 | 52,000 |
| Net income | 229,000 | 584,000 | 1,056,000 | 941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,719,000 | 19,724,000 | 20,446,000 | 20,331,000 |
| Total capital | 22,408,000 | 22,527,000 | 23,295,000 | 23,154,000 |
| Risk-weighted assets | 212,938,000 | 220,407,000 | 227,454,000 | 225,674,000 |