Call reports 2007
AMFIRST BANK — 2007
What AMFIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 208,409,000 | 212,333,000 | 212,073,000 | 228,117,000 |
| Total loans | 159,924,000 | 172,423,000 | 170,445,000 | 181,605,000 |
| Allowance for loan losses | 2,591,000 | 2,708,000 | 2,822,000 | 2,890,000 |
| Securities available for sale | 17,831,000 | 19,403,000 | 18,552,000 | 18,170,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,351,000 | 177,038,000 | 170,052,000 | 185,985,000 |
| Interest-bearing deposits | 150,674,000 | 153,612,000 | 147,963,000 | 159,099,000 |
| Noninterest-bearing deposits | 22,677,000 | 23,426,000 | 22,089,000 | 26,886,000 |
| Equity capital | 18,914,000 | 19,150,000 | 19,883,000 | 20,301,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,015,000 | 8,185,000 | 12,433,000 | 16,598,000 |
| Interest expense | 1,770,000 | 3,643,000 | 5,517,000 | 7,380,000 |
| Net interest income | 2,245,000 | 4,542,000 | 6,916,000 | 9,218,000 |
| Noninterest income | 267,000 | 533,000 | 871,000 | 1,256,000 |
| Noninterest expense | 1,635,000 | 3,302,000 | 5,059,000 | 7,043,000 |
| Provision for loan losses | 120,000 | 236,000 | 364,000 | 513,000 |
| Pretax income | 757,000 | 1,537,000 | 2,364,000 | 2,918,000 |
| Income tax | 9,000 | 44,000 | 40,000 | 48,000 |
| Net income | 748,000 | 1,493,000 | 2,324,000 | 2,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,418,000 | 18,812,000 | 19,295,000 | 19,491,000 |
| Total capital | 20,741,000 | 21,302,000 | 21,781,000 | 22,105,000 |
| Risk-weighted assets | 185,118,000 | 198,528,000 | 198,443,000 | 206,902,000 |