Call reports 2006
AMFIRST BANK — 2006
What AMFIRST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 144,301,000 | 149,092,000 | 196,010,000 | 204,812,000 |
| Total loans | 112,641,000 | 125,771,000 | 156,328,000 | 159,630,000 |
| Allowance for loan losses | 1,650,000 | 1,734,000 | 2,238,000 | 2,471,000 |
| Securities available for sale | 9,103,000 | 8,747,000 | 17,598,000 | 17,366,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,680,000 | 121,057,000 | 157,253,000 | 167,940,000 |
| Interest-bearing deposits | 97,261,000 | 102,634,000 | 135,145,000 | 142,186,000 |
| Noninterest-bearing deposits | 20,419,000 | 18,423,000 | 22,108,000 | 25,754,000 |
| Equity capital | 13,436,000 | 13,538,000 | 18,173,000 | 18,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,515,000 | 5,288,000 | 10,133,000 | 14,097,000 |
| Interest expense | 902,000 | 1,924,000 | 3,693,000 | 5,398,000 |
| Net interest income | 1,613,000 | 3,364,000 | 6,440,000 | 8,699,000 |
| Noninterest income | 234,000 | 464,000 | 855,000 | 1,114,000 |
| Noninterest expense | 1,300,000 | 2,642,000 | 4,668,000 | 6,205,000 |
| Provision for loan losses | 115,000 | 238,000 | 412,000 | 748,000 |
| Pretax income | 432,000 | 813,000 | 2,080,000 | 2,725,000 |
| Income tax | 9,000 | 18,000 | 34,000 | 47,000 |
| Net income | 423,000 | 795,000 | 2,046,000 | 2,678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,205,000 | 13,345,000 | 17,742,000 | 18,020,000 |
| Total capital | 14,778,000 | 15,057,000 | 19,994,000 | 20,323,000 |
| Risk-weighted assets | 125,722,000 | 136,909,000 | 179,763,000 | 183,830,000 |