Call reports 2004
AMFIRST BANK — 2004
What AMFIRST BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 122,552,000 | 125,991,000 | 132,405,000 | 140,093,000 |
| Total loans | 99,243,000 | 106,835,000 | 107,785,000 | 111,764,000 |
| Allowance for loan losses | 1,049,000 | 1,116,000 | 1,232,000 | 1,298,000 |
| Securities available for sale | 7,512,000 | 7,632,000 | 7,510,000 | 7,565,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,553,000 | 101,605,000 | 102,479,000 | 110,550,000 |
| Interest-bearing deposits | 84,060,000 | 87,752,000 | 88,061,000 | 94,649,000 |
| Noninterest-bearing deposits | 15,493,000 | 13,853,000 | 14,418,000 | 15,901,000 |
| Equity capital | 11,697,000 | 11,947,000 | 12,426,000 | 12,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,778,000 | 3,761,000 | 5,830,000 | 8,043,000 |
| Interest expense | 544,000 | 1,130,000 | 1,764,000 | 2,426,000 |
| Net interest income | 1,234,000 | 2,631,000 | 4,066,000 | 5,617,000 |
| Noninterest income | 210,000 | 462,000 | 641,000 | 843,000 |
| Noninterest expense | 1,007,000 | 2,154,000 | 3,265,000 | 4,415,000 |
| Provision for loan losses | 80,000 | 154,000 | 244,000 | 334,000 |
| Pretax income | 357,000 | 785,000 | 1,199,000 | 1,710,000 |
| Income tax | -68,000 | -59,000 | -50,000 | -36,000 |
| Net income | 425,000 | 844,000 | 1,249,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,216,000 | 11,591,000 | 12,023,000 | 12,513,000 |
| Total capital | 12,265,000 | 12,707,000 | 13,255,000 | 13,811,000 |
| Risk-weighted assets | 107,863,000 | 113,767,000 | 119,678,000 | 123,979,000 |