Call reports 2003
AMFIRST BANK — 2003
What AMFIRST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 114,172,000 | 109,079,000 | 110,766,000 | 111,208,000 |
| Total loans | 82,971,000 | 87,149,000 | 89,841,000 | 88,918,000 |
| Allowance for loan losses | 865,000 | 877,000 | 926,000 | 985,000 |
| Securities available for sale | 13,090,000 | 8,187,000 | 7,785,000 | 7,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,704,000 | 89,465,000 | 92,079,000 | 92,516,000 |
| Interest-bearing deposits | 77,280,000 | 75,560,000 | 77,098,000 | 76,472,000 |
| Noninterest-bearing deposits | 14,424,000 | 13,905,000 | 14,981,000 | 16,044,000 |
| Equity capital | 8,767,000 | 9,045,000 | 9,219,000 | 9,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,637,000 | 3,316,000 | 5,073,000 | 6,841,000 |
| Interest expense | 644,000 | 1,241,000 | 1,794,000 | 2,343,000 |
| Net interest income | 993,000 | 2,075,000 | 3,279,000 | 4,498,000 |
| Noninterest income | 173,000 | 404,000 | 549,000 | 711,000 |
| Noninterest expense | 956,000 | 1,932,000 | 2,931,000 | 4,144,000 |
| Provision for loan losses | 75,000 | 150,000 | 232,000 | 315,000 |
| Pretax income | 134,000 | 396,000 | 672,000 | 757,000 |
| Income tax | 4,000 | 11,000 | 19,000 | 25,000 |
| Net income | 130,000 | 385,000 | 653,000 | 732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,198,000 | 8,471,000 | 8,703,000 | 8,781,000 |
| Total capital | 9,063,000 | 9,348,000 | 9,629,000 | 9,766,000 |
| Risk-weighted assets | 87,813,000 | 91,307,000 | 94,771,000 | 94,198,000 |