Call reports 2002
AMFIRST BANK — 2002
What AMFIRST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 104,780,000 | 104,166,000 | 108,920,000 | 113,223,000 |
| Total loans | 83,897,000 | 87,152,000 | 88,021,000 | 80,907,000 |
| Allowance for loan losses | 765,000 | 741,000 | 748,000 | 853,000 |
| Securities available for sale | 8,499,000 | 8,235,000 | 7,842,000 | 12,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,866,000 | 82,349,000 | 86,130,000 | 91,406,000 |
| Interest-bearing deposits | 71,430,000 | 70,967,000 | 74,337,000 | 77,894,000 |
| Noninterest-bearing deposits | 11,436,000 | 11,382,000 | 11,793,000 | 13,512,000 |
| Equity capital | 8,203,000 | 8,469,000 | 8,557,000 | 8,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,842,000 | 3,762,000 | 5,773,000 | 7,720,000 |
| Interest expense | 770,000 | 1,493,000 | 2,193,000 | 2,892,000 |
| Net interest income | 1,072,000 | 2,269,000 | 3,580,000 | 4,828,000 |
| Noninterest income | 165,000 | 342,000 | 509,000 | 654,000 |
| Noninterest expense | 950,000 | 1,978,000 | 3,162,000 | 4,143,000 |
| Provision for loan losses | 52,000 | 105,000 | 335,000 | 485,000 |
| Pretax income | 235,000 | 528,000 | 592,000 | 856,000 |
| Income tax | 68,000 | 164,000 | 194,000 | 395,000 |
| Net income | 167,000 | 364,000 | 398,000 | 461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,729,000 | 7,950,000 | 8,016,000 | 8,067,000 |
| Total capital | 8,494,000 | 8,691,000 | 8,764,000 | 8,920,000 |
| Risk-weighted assets | 87,744,000 | 89,585,000 | 92,199,000 | 85,746,000 |