Call reports 2001
AMFIRST BANK — 2001
What AMFIRST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 90,867,000 | 94,150,000 | 97,846,000 | 103,443,000 |
| Total loans | 71,434,000 | 69,791,000 | 71,945,000 | 79,963,000 |
| Allowance for loan losses | 687,000 | 743,000 | 684,000 | 729,000 |
| Securities available for sale | 9,810,000 | 9,342,000 | 9,589,000 | 9,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,257,000 | 74,706,000 | 76,242,000 | 81,814,000 |
| Interest-bearing deposits | 63,266,000 | 64,669,000 | 65,117,000 | 69,985,000 |
| Noninterest-bearing deposits | 10,991,000 | 10,037,000 | 11,125,000 | 11,829,000 |
| Equity capital | 7,614,000 | 7,725,000 | 7,965,000 | 8,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 4,016,000 | 5,955,000 | 7,948,000 |
| Interest expense | 986,000 | 1,942,000 | 2,838,000 | 3,671,000 |
| Net interest income | 1,035,000 | 2,074,000 | 3,117,000 | 4,277,000 |
| Noninterest income | 132,000 | 275,000 | 443,000 | 620,000 |
| Noninterest expense | 873,000 | 1,812,000 | 2,748,000 | 3,891,000 |
| Provision for loan losses | 80,000 | 140,000 | 200,000 | 310,000 |
| Pretax income | 214,000 | 397,000 | 612,000 | 696,000 |
| Income tax | 70,000 | 132,000 | 202,000 | 114,000 |
| Net income | 144,000 | 265,000 | 410,000 | 582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,105,000 | 7,233,000 | 7,404,000 | 7,577,000 |
| Total capital | 7,792,000 | 7,976,000 | 8,088,000 | 8,306,000 |
| Risk-weighted assets | 75,957,000 | 74,274,000 | 76,002,000 | 83,601,000 |