Call report 2004Q4
BRIGHTON COMMERCE BANK — 2004Q4
The 22 measures BRIGHTON COMMERCE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 105,901,000 | USD | evidence → |
| Total loans | 95,991,000 | USD | evidence → |
| Allowance for loan losses | 969,000 | USD | evidence → |
| Securities available for sale | 585,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 89,118,000 | USD | evidence → |
| Interest-bearing deposits | 77,805,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,313,000 | USD | evidence → |
| Equity capital | 8,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,840,000 | USD | evidence → |
| Interest expense | 1,584,000 | USD | evidence → |
| Net interest income | 4,256,000 | USD | evidence → |
| Noninterest income | 418,000 | USD | evidence → |
| Noninterest expense | 2,840,000 | USD | evidence → |
| Provision for loan losses | 174,000 | USD | evidence → |
| Pretax income | 1,660,000 | USD | evidence → |
| Income tax | 569,000 | USD | evidence → |
| Net income | 1,091,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,630,000 | USD | evidence → |
| Total capital | 9,599,000 | USD | evidence → |
| Risk-weighted assets | 95,988,000 | USD | evidence → |