Call report 2003Q4
BRIGHTON COMMERCE BANK — 2003Q4
The 22 measures BRIGHTON COMMERCE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,184,000 | USD | evidence → |
| Total loans | 80,271,000 | USD | evidence → |
| Allowance for loan losses | 795,000 | USD | evidence → |
| Securities available for sale | 401,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,488,000 | USD | evidence → |
| Interest-bearing deposits | 67,271,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,217,000 | USD | evidence → |
| Equity capital | 7,927,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,144,000 | USD | evidence → |
| Interest expense | 1,540,000 | USD | evidence → |
| Net interest income | 3,604,000 | USD | evidence → |
| Noninterest income | 623,000 | USD | evidence → |
| Noninterest expense | 2,605,000 | USD | evidence → |
| Provision for loan losses | -56,000 | USD | evidence → |
| Pretax income | 1,678,000 | USD | evidence → |
| Income tax | 574,000 | USD | evidence → |
| Net income | 1,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,604,000 | USD | evidence → |
| Total capital | 8,399,000 | USD | evidence → |
| Risk-weighted assets | 83,414,000 | USD | evidence → |