Call reports 2024
PCB BANK — 2024
What PCB BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,854,271,000 | 2,852,923,000 | 2,889,755,000 | 3,062,929,000 |
| Total loans | 2,401,220,000 | 2,452,034,000 | 2,471,344,000 | 2,635,680,000 |
| Allowance for loan losses | 28,332,000 | 28,747,000 | 28,930,000 | 30,628,000 |
| Securities available for sale | 138,170,000 | 148,009,000 | 147,635,000 | 146,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,411,205,000 | 2,414,601,000 | 2,468,294,000 | 2,623,609,000 |
| Interest-bearing deposits | 1,864,460,000 | 1,862,716,000 | 1,919,614,000 | 2,067,938,000 |
| Noninterest-bearing deposits | 546,745,000 | 551,885,000 | 548,680,000 | 555,671,000 |
| Equity capital | 341,675,000 | 345,204,000 | 353,724,000 | 355,036,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 43,555,000 | 88,500,000 | 134,498,000 | 180,816,000 |
| Interest expense | 22,556,000 | 45,766,000 | 69,045,000 | 92,199,000 |
| Net interest income | 20,999,000 | 42,734,000 | 65,453,000 | 88,617,000 |
| Noninterest income | 2,945,000 | 5,430,000 | 8,050,000 | 11,093,000 |
| Noninterest expense | 16,108,000 | 30,980,000 | 45,315,000 | 58,955,000 |
| Provision for loan losses | 922,000 | 1,251,000 | 1,444,000 | 3,488,000 |
| Pretax income | 6,746,000 | 15,835,000 | 26,789,000 | 37,354,000 |
| Income tax | 1,884,000 | 4,467,000 | 7,412,000 | 10,747,000 |
| Net income | 4,862,000 | 11,368,000 | 19,377,000 | 26,607,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 351,243,000 | 354,851,000 | 359,655,000 | 363,786,000 |
| Total capital | 381,020,000 | 384,974,000 | 389,818,000 | 395,605,000 |
| Risk-weighted assets | 2,444,381,000 | 2,467,672,000 | 2,509,011,000 | 2,651,999,000 |