Call reports 2023
PCB BANK — 2023
What PCB BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,500,459,000 | 2,556,286,000 | 2,567,903,000 | 2,789,471,000 |
| Total loans | 2,106,794,000 | 2,135,492,000 | 2,174,298,000 | 2,328,607,000 |
| Allowance for loan losses | 24,694,000 | 24,867,000 | 25,599,000 | 27,533,000 |
| Securities available for sale | 144,665,000 | 138,673,000 | 139,218,000 | 143,323,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,148,747,000 | 2,195,560,000 | 2,200,189,000 | 2,358,909,000 |
| Interest-bearing deposits | 1,487,719,000 | 1,552,903,000 | 1,581,108,000 | 1,756,939,000 |
| Noninterest-bearing deposits | 661,028,000 | 642,657,000 | 619,081,000 | 601,970,000 |
| Equity capital | 329,683,000 | 332,999,000 | 333,699,000 | 341,595,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 34,535,000 | 71,374,000 | 110,226,000 | 151,177,000 |
| Interest expense | 12,121,000 | 27,243,000 | 43,646,000 | 62,673,000 |
| Net interest income | 22,414,000 | 44,131,000 | 66,580,000 | 88,504,000 |
| Noninterest income | 3,021,000 | 5,672,000 | 8,174,000 | 10,677,000 |
| Noninterest expense | 13,513,000 | 26,845,000 | 40,808,000 | 55,043,000 |
| Provision for loan losses | -2,417,000 | -2,260,000 | -1,438,000 | 497,000 |
| Pretax income | 14,700,000 | 25,538,000 | 35,776,000 | 44,270,000 |
| Income tax | 4,231,000 | 7,391,000 | 10,433,000 | 12,850,000 |
| Net income | 10,469,000 | 18,147,000 | 25,343,000 | 31,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 338,319,000 | 343,298,000 | 346,705,000 | 350,038,000 |
| Total capital | 364,558,000 | 369,751,000 | 373,819,000 | 378,849,000 |
| Risk-weighted assets | 2,110,891,000 | 2,146,022,000 | 2,185,280,000 | 2,357,353,000 |