Call reports 2022
PCB BANK — 2022
What PCB BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,199,679,000 | 2,344,499,000 | 2,326,979,000 | 2,419,997,000 |
| Total loans | 1,761,295,000 | 1,842,637,000 | 1,978,219,000 | 2,068,874,000 |
| Allowance for loan losses | 21,198,000 | 21,071,000 | 23,761,000 | 24,942,000 |
| Securities available for sale | 131,345,000 | 139,067,000 | 129,401,000 | 141,863,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,916,376,000 | 2,003,707,000 | 1,984,443,000 | 2,052,538,000 |
| Interest-bearing deposits | 1,018,582,000 | 1,009,153,000 | 1,168,256,000 | 1,310,994,000 |
| Noninterest-bearing deposits | 897,794,000 | 994,554,000 | 816,187,000 | 741,544,000 |
| Equity capital | 254,982,000 | 328,198,000 | 326,297,000 | 328,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 20,895,000 | 43,339,000 | 70,174,000 | 101,751,000 |
| Interest expense | 901,000 | 1,995,000 | 4,807,000 | 12,119,000 |
| Net interest income | 19,994,000 | 41,344,000 | 65,367,000 | 89,632,000 |
| Noninterest income | 5,286,000 | 8,934,000 | 12,110,000 | 14,499,000 |
| Noninterest expense | 11,894,000 | 23,867,000 | 37,326,000 | 50,214,000 |
| Provision for loan losses | -1,191,000 | -1,300,000 | 2,453,000 | 3,602,000 |
| Pretax income | 14,577,000 | 27,711,000 | 37,698,000 | 50,315,000 |
| Income tax | 4,214,000 | 8,063,000 | 10,927,000 | 14,682,000 |
| Net income | 10,363,000 | 19,648,000 | 26,771,000 | 35,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 258,207,000 | 334,347,000 | 336,853,000 | 338,891,000 |
| Total capital | 279,621,000 | 355,670,000 | 360,856,000 | 364,132,000 |
| Risk-weighted assets | 1,789,336,000 | 1,879,815,000 | 2,002,456,000 | 2,078,946,000 |