Call reports 2021
PCB BANK — 2021
What PCB BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,050,610,000 | 2,059,944,000 | 2,104,632,000 | 2,149,703,000 |
| Total loans | 1,689,485,000 | 1,730,911,000 | 1,736,898,000 | 1,769,231,000 |
| Allowance for loan losses | 25,514,000 | 24,889,000 | 23,807,000 | 22,381,000 |
| Securities available for sale | 127,114,000 | 135,479,000 | 133,102,000 | 123,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,758,161,000 | 1,802,211,000 | 1,837,743,000 | 1,872,586,000 |
| Interest-bearing deposits | 1,038,052,000 | 1,001,907,000 | 1,000,427,000 | 1,036,751,000 |
| Noninterest-bearing deposits | 720,109,000 | 800,304,000 | 837,316,000 | 835,835,000 |
| Equity capital | 235,789,000 | 234,304,000 | 242,433,000 | 250,780,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 19,258,000 | 39,308,000 | 60,476,000 | 81,472,000 |
| Interest expense | 1,440,000 | 2,494,000 | 3,435,000 | 4,335,000 |
| Net interest income | 17,818,000 | 36,814,000 | 57,041,000 | 77,137,000 |
| Noninterest income | 2,857,000 | 8,008,000 | 13,596,000 | 18,435,000 |
| Noninterest expense | 9,502,000 | 20,403,000 | 31,463,000 | 42,456,000 |
| Provision for loan losses | -1,147,000 | -2,081,000 | -3,134,000 | -4,596,000 |
| Pretax income | 12,320,000 | 26,500,000 | 42,308,000 | 57,712,000 |
| Income tax | 3,646,000 | 7,805,000 | 12,471,000 | 17,079,000 |
| Net income | 8,674,000 | 18,695,000 | 29,837,000 | 40,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,302,000 | 232,575,000 | 241,177,000 | 250,145,000 |
| Total capital | 253,137,000 | 252,185,000 | 261,652,000 | 271,757,000 |
| Risk-weighted assets | 1,499,937,000 | 1,563,303,000 | 1,634,454,000 | 1,728,013,000 |