Call reports 2020
PCB BANK — 2020
What PCB BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,799,878,000 | 2,020,715,000 | 2,021,119,000 | 1,922,819,000 |
| Total loans | 1,467,229,000 | 1,557,691,000 | 1,609,682,000 | 1,585,557,000 |
| Allowance for loan losses | 16,674,000 | 20,248,000 | 24,546,000 | 26,510,000 |
| Securities available for sale | 98,568,000 | 128,049,000 | 128,982,000 | 120,527,000 |
| Securities held to maturity | 19,711,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,480,881,000 | 1,650,532,000 | 1,650,798,000 | 1,598,727,000 |
| Interest-bearing deposits | 1,083,359,000 | 1,095,516,000 | 1,071,021,000 | 1,056,842,000 |
| Noninterest-bearing deposits | 397,522,000 | 555,016,000 | 579,777,000 | 541,885,000 |
| Equity capital | 220,595,000 | 223,569,000 | 225,570,000 | 229,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 21,661,000 | 40,633,000 | 60,253,000 | 79,761,000 |
| Interest expense | 5,095,000 | 8,704,000 | 11,472,000 | 13,571,000 |
| Net interest income | 16,566,000 | 31,929,000 | 48,781,000 | 66,190,000 |
| Noninterest income | 2,026,000 | 4,944,000 | 7,216,000 | 11,739,000 |
| Noninterest expense | 10,321,000 | 19,790,000 | 29,514,000 | 40,900,000 |
| Provision for loan losses | 2,896,000 | 6,751,000 | 11,077,000 | 13,219,000 |
| Pretax income | 5,375,000 | 10,332,000 | 15,406,000 | 23,810,000 |
| Income tax | 1,628,000 | 3,060,000 | 4,576,000 | 7,071,000 |
| Net income | 3,747,000 | 7,272,000 | 10,830,000 | 16,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,947,000 | 220,907,000 | 222,960,000 | 227,267,000 |
| Total capital | 235,913,000 | 238,670,000 | 241,209,000 | 245,474,000 |
| Risk-weighted assets | 1,432,465,000 | 1,418,340,000 | 1,453,360,000 | 1,448,004,000 |