Call reports 2019
PCB BANK — 2019
What PCB BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,717,717,000 | 1,726,452,000 | 1,699,395,000 | 1,746,302,000 |
| Total loans | 1,347,087,000 | 1,395,997,000 | 1,391,413,000 | 1,452,805,000 |
| Allowance for loan losses | 13,137,000 | 13,328,000 | 13,094,000 | 14,380,000 |
| Securities available for sale | 144,353,000 | 142,539,000 | 134,602,000 | 97,566,000 |
| Securities held to maturity | 23,311,000 | 22,685,000 | 21,601,000 | 20,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,449,231,000 | 1,448,261,000 | 1,434,785,000 | 1,482,088,000 |
| Interest-bearing deposits | 1,117,113,000 | 1,106,923,000 | 1,078,813,000 | 1,119,268,000 |
| Noninterest-bearing deposits | 332,119,000 | 341,338,000 | 355,972,000 | 362,820,000 |
| Equity capital | 215,658,000 | 221,611,000 | 222,050,000 | 224,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 22,952,000 | 46,982,000 | 70,669,000 | 92,945,000 |
| Interest expense | 5,799,000 | 12,137,000 | 18,295,000 | 23,911,000 |
| Net interest income | 17,153,000 | 34,845,000 | 52,374,000 | 69,034,000 |
| Noninterest income | 2,409,000 | 5,463,000 | 8,248,000 | 11,066,000 |
| Noninterest expense | 10,081,000 | 20,830,000 | 31,379,000 | 41,463,000 |
| Provision for loan losses | -85,000 | 309,000 | 207,000 | 4,237,000 |
| Pretax income | 9,566,000 | 19,169,000 | 29,036,000 | 35,186,000 |
| Income tax | 2,856,000 | 5,692,000 | 8,624,000 | 10,488,000 |
| Net income | 6,710,000 | 13,477,000 | 20,412,000 | 24,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 215,492,000 | 220,342,000 | 220,537,000 | 223,241,000 |
| Total capital | 228,765,000 | 233,810,000 | 233,777,000 | 237,922,000 |
| Risk-weighted assets | 1,313,462,000 | 1,371,301,000 | 1,368,964,000 | 1,424,098,000 |