Call reports 2018
PCB BANK — 2018
What PCB BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,578,915,000 | 1,619,063,000 | 1,663,846,000 | 1,697,004,000 |
| Total loans | 1,229,453,000 | 1,275,188,000 | 1,322,082,000 | 1,344,463,000 |
| Allowance for loan losses | 12,371,000 | 12,621,000 | 13,097,000 | 13,167,000 |
| Securities available for sale | 125,939,000 | 132,106,000 | 135,089,000 | 146,991,000 |
| Securities held to maturity | 20,826,000 | 20,391,000 | 21,991,000 | 21,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,382,828,000 | 1,427,939,000 | 1,422,014,000 | 1,445,008,000 |
| Interest-bearing deposits | 1,060,816,000 | 1,079,903,000 | 1,069,180,000 | 1,114,483,000 |
| Noninterest-bearing deposits | 322,011,000 | 348,036,000 | 352,834,000 | 330,525,000 |
| Equity capital | 146,353,000 | 150,654,000 | 200,537,000 | 209,012,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,628,000 | 38,973,000 | 60,469,000 | 83,700,000 |
| Interest expense | 3,334,000 | 7,797,000 | 12,576,000 | 17,950,000 |
| Net interest income | 15,294,000 | 31,176,000 | 47,893,000 | 65,750,000 |
| Noninterest income | 3,362,000 | 5,636,000 | 8,215,000 | 10,453,000 |
| Noninterest expense | 9,250,000 | 19,809,000 | 29,401,000 | 39,303,000 |
| Provision for loan losses | 95,000 | 520,000 | 937,000 | 1,231,000 |
| Pretax income | 9,311,000 | 16,483,000 | 25,770,000 | 35,669,000 |
| Income tax | 2,768,000 | 4,910,000 | 7,744,000 | 10,722,000 |
| Net income | 6,543,000 | 11,573,000 | 18,026,000 | 24,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,376,000 | 152,101,000 | 202,464,000 | 209,587,000 |
| Total capital | 159,864,000 | 164,839,000 | 215,684,000 | 222,894,000 |
| Risk-weighted assets | 1,202,881,000 | 1,229,998,000 | 1,274,039,000 | 1,294,931,000 |