Call reports 2017
PCB BANK — 2017
What PCB BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,286,432,000 | 1,363,130,000 | 1,403,816,000 | 1,441,998,000 |
| Total loans | 1,067,041,000 | 1,089,537,000 | 1,149,245,000 | 1,195,296,000 |
| Allowance for loan losses | 11,315,000 | 11,029,000 | 11,651,000 | 12,224,000 |
| Securities available for sale | 90,370,000 | 110,015,000 | 123,170,000 | 129,689,000 |
| Securities held to maturity | 19,024,000 | 18,663,000 | 19,720,000 | 21,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,147,028,000 | 1,179,033,000 | 1,214,175,000 | 1,252,279,000 |
| Interest-bearing deposits | 847,699,000 | 859,310,000 | 888,584,000 | 932,264,000 |
| Noninterest-bearing deposits | 299,329,000 | 319,723,000 | 325,591,000 | 320,015,000 |
| Equity capital | 130,529,000 | 135,107,000 | 139,633,000 | 141,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 14,617,000 | 30,306,000 | 47,396,000 | 65,267,000 |
| Interest expense | 2,147,000 | 4,452,000 | 7,159,000 | 10,097,000 |
| Net interest income | 12,470,000 | 25,854,000 | 40,237,000 | 55,170,000 |
| Noninterest income | 3,488,000 | 7,065,000 | 10,522,000 | 13,873,000 |
| Noninterest expense | 8,412,000 | 17,079,000 | 25,927,000 | 35,420,000 |
| Provision for loan losses | -198,000 | -472,000 | 114,000 | 1,827,000 |
| Pretax income | 7,744,000 | 16,312,000 | 24,718,000 | 31,796,000 |
| Income tax | 3,283,000 | 6,919,000 | 10,457,000 | 15,129,000 |
| Net income | 4,461,000 | 9,393,000 | 14,261,000 | 16,667,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,020,000 | 134,543,000 | 139,024,000 | 141,361,000 |
| Total capital | 141,460,000 | 145,704,000 | 150,804,000 | 153,705,000 |
| Risk-weighted assets | 1,040,933,000 | 1,070,883,000 | 1,131,985,000 | 1,171,782,000 |