Call reports 2016
PCB BANK — 2016
What PCB BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,092,319,000 | 1,116,110,000 | 1,177,214,000 | 1,226,671,000 |
| Total loans | 906,689,000 | 967,115,000 | 1,011,541,000 | 1,033,262,000 |
| Allowance for loan losses | 9,943,000 | 10,186,000 | 10,991,000 | 11,320,000 |
| Securities available for sale | 83,171,000 | 72,236,000 | 72,481,000 | 82,838,000 |
| Securities held to maturity | 17,080,000 | 16,548,000 | 15,486,000 | 17,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 983,869,000 | 1,003,769,000 | 1,046,506,000 | 1,093,000,000 |
| Interest-bearing deposits | 691,425,000 | 730,910,000 | 768,481,000 | 817,809,000 |
| Noninterest-bearing deposits | 292,444,000 | 272,859,000 | 278,025,000 | 275,191,000 |
| Equity capital | 100,415,000 | 104,169,000 | 122,265,000 | 125,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 12,265,000 | 24,812,000 | 38,006,000 | 52,596,000 |
| Interest expense | 1,567,000 | 3,200,000 | 5,004,000 | 7,014,000 |
| Net interest income | 10,698,000 | 21,612,000 | 33,002,000 | 45,582,000 |
| Noninterest income | 2,968,000 | 5,949,000 | 9,944,000 | 13,588,000 |
| Noninterest expense | 7,887,000 | 15,720,000 | 24,141,000 | 32,099,000 |
| Provision for loan losses | 491,000 | 860,000 | 1,662,000 | 2,283,000 |
| Pretax income | 5,288,000 | 10,989,000 | 17,151,000 | 24,796,000 |
| Income tax | 2,246,000 | 4,669,000 | 7,300,000 | 10,568,000 |
| Net income | 3,042,000 | 6,320,000 | 9,851,000 | 14,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,480,000 | 102,969,000 | 121,136,000 | 125,634,000 |
| Total capital | 109,519,000 | 113,253,000 | 132,242,000 | 137,066,000 |
| Risk-weighted assets | 855,326,000 | 904,026,000 | 985,494,000 | 1,017,157,000 |