Call reports 2014
PCB BANK — 2014
What PCB BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 762,447,000 | 805,560,000 | 854,769,000 | 893,960,000 |
| Total loans | 631,749,000 | 659,822,000 | 721,295,000 | 750,042,000 |
| Allowance for loan losses | 11,875,000 | 10,497,000 | 9,925,000 | 9,432,000 |
| Securities available for sale | 57,987,000 | 57,309,000 | 56,687,000 | 49,645,000 |
| Securities held to maturity | 9,128,000 | 11,029,000 | 10,756,000 | 12,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 678,681,000 | 724,306,000 | 769,079,000 | 805,309,000 |
| Interest-bearing deposits | 509,636,000 | 537,742,000 | 566,651,000 | 600,428,000 |
| Noninterest-bearing deposits | 169,045,000 | 186,564,000 | 202,428,000 | 204,881,000 |
| Equity capital | 80,928,000 | 77,472,000 | 81,225,000 | 83,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,490,000 | 17,539,000 | 27,081,000 | 37,180,000 |
| Interest expense | 1,185,000 | 2,355,000 | 3,627,000 | 5,018,000 |
| Net interest income | 7,305,000 | 15,184,000 | 23,454,000 | 32,162,000 |
| Noninterest income | 2,208,000 | 5,360,000 | 9,521,000 | 12,246,000 |
| Noninterest expense | 5,695,000 | 11,900,000 | 18,167,000 | 24,748,000 |
| Provision for loan losses | -386,000 | -1,099,000 | -1,772,000 | -1,097,000 |
| Pretax income | 4,187,000 | 9,726,000 | 16,563,000 | 20,743,000 |
| Income tax | 1,656,000 | 3,840,000 | 6,969,000 | 8,715,000 |
| Net income | 2,531,000 | 5,886,000 | 9,594,000 | 12,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,542,000 | 77,934,000 | 81,688,000 | 84,181,000 |
| Total capital | 89,030,000 | 85,738,000 | 90,145,000 | 92,898,000 |
| Risk-weighted assets | 594,618,000 | 621,623,000 | 675,016,000 | 696,571,000 |