Call reports 2013
PCB BANK — 2013
What PCB BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 652,511,000 | 680,841,000 | 730,739,000 | 755,910,000 |
| Total loans | 534,018,000 | 567,932,000 | 597,546,000 | 606,478,000 |
| Allowance for loan losses | 15,316,000 | 15,682,000 | 14,700,000 | 12,606,000 |
| Securities available for sale | 47,287,000 | 51,248,000 | 54,519,000 | 56,457,000 |
| Securities held to maturity | 9,709,000 | 9,266,000 | 8,747,000 | 9,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 577,675,000 | 603,264,000 | 640,320,000 | 674,368,000 |
| Interest-bearing deposits | 428,742,000 | 438,161,000 | 466,696,000 | 511,208,000 |
| Noninterest-bearing deposits | 148,933,000 | 165,103,000 | 173,624,000 | 163,160,000 |
| Equity capital | 72,755,000 | 74,915,000 | 87,094,000 | 78,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,296,000 | 14,801,000 | 22,791,000 | 31,348,000 |
| Interest expense | 1,051,000 | 2,125,000 | 3,208,000 | 4,373,000 |
| Net interest income | 6,245,000 | 12,676,000 | 19,583,000 | 26,975,000 |
| Noninterest income | 2,448,000 | 5,278,000 | 7,894,000 | 11,214,000 |
| Noninterest expense | 4,848,000 | 10,177,000 | 15,532,000 | 21,366,000 |
| Provision for loan losses | 572,000 | 1,128,000 | 1,400,000 | 707,000 |
| Pretax income | 3,279,000 | 6,643,000 | 10,541,000 | 16,112,000 |
| Income tax | 0 | 34,000 | -7,938,000 | -5,426,000 |
| Net income | 3,279,000 | 6,609,000 | 18,479,000 | 21,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,594,000 | 75,965,000 | 87,032,000 | 78,393,000 |
| Total capital | 78,972,000 | 82,769,000 | 94,261,000 | 85,694,000 |
| Risk-weighted assets | 500,987,000 | 535,343,000 | 570,780,000 | 578,715,000 |