Call reports 2012
PCB BANK — 2012
What PCB BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 585,536,000 | 594,779,000 | 607,063,000 | 610,840,000 |
| Total loans | 458,053,000 | 461,331,000 | 492,929,000 | 505,552,000 |
| Allowance for loan losses | 14,902,000 | 15,035,000 | 14,430,000 | 14,667,000 |
| Securities available for sale | 11,959,000 | 15,924,000 | 25,569,000 | 36,458,000 |
| Securities held to maturity | 3,536,000 | 7,566,000 | 9,342,000 | 10,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,250,000 | 526,381,000 | 536,928,000 | 538,989,000 |
| Interest-bearing deposits | 390,712,000 | 408,272,000 | 413,177,000 | 406,160,000 |
| Noninterest-bearing deposits | 119,538,000 | 118,109,000 | 123,751,000 | 132,829,000 |
| Equity capital | 63,119,000 | 66,151,000 | 67,862,000 | 69,656,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,528,000 | 13,445,000 | 20,459,000 | 27,250,000 |
| Interest expense | 1,099,000 | 2,283,000 | 3,336,000 | 4,391,000 |
| Net interest income | 5,429,000 | 11,162,000 | 17,123,000 | 22,859,000 |
| Noninterest income | 1,660,000 | 4,795,000 | 7,842,000 | 10,828,000 |
| Noninterest expense | 4,215,000 | 8,733,000 | 13,101,000 | 18,139,000 |
| Provision for loan losses | 1,030,000 | 2,498,000 | 5,507,000 | 7,085,000 |
| Pretax income | 1,844,000 | 4,726,000 | 6,357,000 | 8,463,000 |
| Income tax | 0 | 0 | 0 | 277,000 |
| Net income | 1,844,000 | 4,726,000 | 6,357,000 | 8,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,940,000 | 65,832,000 | 67,468,000 | 69,304,000 |
| Total capital | 68,381,000 | 71,348,000 | 73,422,000 | 75,336,000 |
| Risk-weighted assets | 425,739,000 | 431,745,000 | 467,803,000 | 473,917,000 |