Call reports 2011
PCB BANK — 2011
What PCB BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 526,032,000 | 513,881,000 | 543,362,000 | 546,047,000 |
| Total loans | 450,278,000 | 435,679,000 | 430,916,000 | 436,243,000 |
| Allowance for loan losses | 19,576,000 | 18,159,000 | 16,614,000 | 15,308,000 |
| Securities available for sale | 5,350,000 | 5,221,000 | 3,193,000 | 3,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,773,000 | 452,633,000 | 480,105,000 | 482,332,000 |
| Interest-bearing deposits | 366,517,000 | 357,138,000 | 376,754,000 | 376,564,000 |
| Noninterest-bearing deposits | 90,256,000 | 95,495,000 | 103,351,000 | 105,768,000 |
| Equity capital | 55,070,000 | 59,129,000 | 60,508,000 | 61,210,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,349,000 | 12,712,000 | 19,187,000 | 25,579,000 |
| Interest expense | 1,411,000 | 2,605,000 | 3,754,000 | 4,872,000 |
| Net interest income | 4,938,000 | 10,107,000 | 15,433,000 | 20,707,000 |
| Noninterest income | 2,727,000 | 6,014,000 | 7,658,000 | 9,723,000 |
| Noninterest expense | 4,293,000 | 8,667,000 | 13,566,000 | 18,085,000 |
| Provision for loan losses | 7,033,000 | 8,329,000 | 9,116,000 | 11,248,000 |
| Pretax income | -3,661,000 | -875,000 | 409,000 | 1,097,000 |
| Income tax | 1,000 | 1,000 | -24,000 | -24,000 |
| Net income | -3,662,000 | -876,000 | 433,000 | 1,121,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,994,000 | 59,028,000 | 60,361,000 | 61,087,000 |
| Total capital | 60,517,000 | 64,365,000 | 65,574,000 | 66,340,000 |
| Risk-weighted assets | 427,745,000 | 414,062,000 | 405,564,000 | 410,135,000 |