Call reports 2010
PCB BANK — 2010
What PCB BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 564,080,000 | 541,534,000 | 537,856,000 | 538,071,000 |
| Total loans | 481,935,000 | 490,616,000 | 475,756,000 | 451,828,000 |
| Allowance for loan losses | 15,316,000 | 16,428,000 | 16,107,000 | 15,481,000 |
| Securities available for sale | 7,276,000 | 7,131,000 | 4,953,000 | 4,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 493,667,000 | 466,898,000 | 476,896,000 | 470,346,000 |
| Interest-bearing deposits | 412,160,000 | 384,580,000 | 393,339,000 | 389,134,000 |
| Noninterest-bearing deposits | 81,507,000 | 82,318,000 | 83,557,000 | 81,212,000 |
| Equity capital | 57,520,000 | 54,360,000 | 44,540,000 | 56,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,917,000 | 14,089,000 | 21,175,000 | 27,726,000 |
| Interest expense | 2,018,000 | 3,934,000 | 5,800,000 | 7,483,000 |
| Net interest income | 4,899,000 | 10,155,000 | 15,375,000 | 20,243,000 |
| Noninterest income | 979,000 | 1,602,000 | 3,964,000 | 6,317,000 |
| Noninterest expense | 3,745,000 | 7,515,000 | 11,451,000 | 15,568,000 |
| Provision for loan losses | 1,535,000 | 7,807,000 | 17,245,000 | 24,054,000 |
| Pretax income | 598,000 | -3,565,000 | -9,357,000 | -13,062,000 |
| Income tax | 252,000 | 1,000 | 4,085,000 | 4,028,000 |
| Net income | 346,000 | -3,566,000 | -13,442,000 | -17,090,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,446,000 | 51,872,000 | 44,422,000 | 56,342,000 |
| Total capital | 60,476,000 | 57,880,000 | 50,200,000 | 61,869,000 |
| Risk-weighted assets | 473,036,000 | 470,146,000 | 451,825,000 | 432,134,000 |