Call reports 2006
PCB BANK — 2006
What PCB BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 281,893,000 | 310,291,000 | 341,728,000 | 388,567,000 |
| Total loans | 204,849,000 | 235,847,000 | 250,911,000 | 292,035,000 |
| Allowance for loan losses | 2,217,000 | 2,773,000 | 3,311,000 | 3,690,000 |
| Securities available for sale | 6,880,000 | 6,883,000 | 6,927,000 | 12,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,712,000 | 273,038,000 | 303,569,000 | 349,325,000 |
| Interest-bearing deposits | 194,724,000 | 216,179,000 | 251,551,000 | 281,406,000 |
| Noninterest-bearing deposits | 50,988,000 | 56,859,000 | 52,018,000 | 67,919,000 |
| Equity capital | 32,975,000 | 33,595,000 | 34,456,000 | 35,544,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,240,000 | 11,203,000 | 18,015,000 | 25,483,000 |
| Interest expense | 2,103,000 | 4,489,000 | 7,480,000 | 10,898,000 |
| Net interest income | 3,137,000 | 6,714,000 | 10,535,000 | 14,585,000 |
| Noninterest income | 494,000 | 1,184,000 | 2,008,000 | 3,251,000 |
| Noninterest expense | 2,192,000 | 4,815,000 | 7,461,000 | 10,533,000 |
| Provision for loan losses | 429,000 | 1,107,000 | 1,850,000 | 2,396,000 |
| Pretax income | 1,010,000 | 1,976,000 | 3,232,000 | 4,907,000 |
| Income tax | 420,000 | 863,000 | 1,386,000 | 2,094,000 |
| Net income | 590,000 | 1,113,000 | 1,846,000 | 2,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,020,000 | 33,641,000 | 34,481,000 | 35,568,000 |
| Total capital | 35,267,000 | 36,455,000 | 37,735,000 | 39,282,000 |
| Risk-weighted assets | 214,098,000 | 245,890,000 | 260,217,000 | 297,099,000 |