Call reports 2005
PCB BANK — 2005
What PCB BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 144,438,000 | 167,395,000 | 210,253,000 | 270,677,000 |
| Total loans | 107,320,000 | 125,292,000 | 150,447,000 | 184,451,000 |
| Allowance for loan losses | 1,089,000 | 1,295,000 | 1,622,000 | 2,065,000 |
| Securities available for sale | 0 | 0 | 6,902,000 | 6,887,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,582,000 | 135,252,000 | 177,388,000 | 236,746,000 |
| Interest-bearing deposits | 79,527,000 | 87,556,000 | 128,236,000 | 185,982,000 |
| Noninterest-bearing deposits | 47,055,000 | 47,696,000 | 49,152,000 | 50,764,000 |
| Equity capital | 17,423,000 | 31,436,000 | 32,172,000 | 32,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,052,000 | 4,643,000 | 7,875,000 | 12,117,000 |
| Interest expense | 500,000 | 1,095,000 | 1,909,000 | 3,624,000 |
| Net interest income | 1,552,000 | 3,548,000 | 5,966,000 | 8,493,000 |
| Noninterest income | 200,000 | 865,000 | 1,721,000 | 2,237,000 |
| Noninterest expense | 1,129,000 | 2,578,000 | 4,215,000 | 6,538,000 |
| Provision for loan losses | 160,000 | 372,000 | 712,000 | 1,170,000 |
| Pretax income | 463,000 | 1,463,000 | 2,760,000 | 3,022,000 |
| Income tax | 0 | 214,000 | 750,000 | 862,000 |
| Net income | 463,000 | 1,249,000 | 2,010,000 | 2,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,393,000 | 31,404,000 | 32,158,000 | 32,367,000 |
| Total capital | 18,494,000 | 32,714,000 | 33,803,000 | 34,457,000 |
| Risk-weighted assets | 105,006,000 | 122,406,000 | 151,314,000 | 191,130,000 |